Take charge of your finances this year!

Managing your finances isn’t easy. You still end up spending money on tempting sales and discounts rather than saving what’s left every payday. It’s frustrating, especially if you’re trying to achieve a personal financial goal.

Keeping track of expenses can be a tricky thing to do, but these apps will help make managing your money nice and simple.

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Goodbudget is perfect for hands-on envelope budgeting. You manually add account balances (that you can pull from your bank’s website), as well as cash amounts, debts and income. Then you assign money toward envelopes. Goodbudget app is based on the envelope budgeting system, in which you portion out your monthly income toward specific spending categories (called envelopes).

The concept is simple: Take a few envelopes, write a specific expense category on each one — like groceries, rent or gadget loans — and then put the money you plan to spend on those things into the envelopes.

Cost: Free

Download Goodbudget here from Google Play or App Store.

Honeydue is great for budgeting with a partner, especially for couples. This app is designed so you and your partner can view both your financial pictures in one app. Honeydue app automatically categorizes expenses, but you’re also able to create custom categories. Together, you can set up monthly limits on each of these categories, and Honeydue will alert you when you or your partner is nearing them.

Honeydue also sends reminders for upcoming bills and lets you chat and send emojis.

Cost: Free

Download Goodbudget here from Google Play or App Store.

If you prefer not syncing accounts for budgeting, then this app is for you. Fudget’s ultra-simple design lets you make lists of incoming and outgoing money and track your balances. Track your income and expenses quickly, there aren’t even any budget categories.

If you like a straightforward, calculator-esque interface over fancy features, Fudget is the go-to budget app.

Cost: Free

Download Fudget here from Google Play or App Store.

PocketGuard helps you figure out how much you have left to spend on all the extras by connecting all your accounts and then subtracting your recurring bills, expenses and savings goals to let you know how much is “in your pocket."

This budget app gives you a snapshot of how you’re spending, and where you might want to make changes.

Cost: Free

Download Pocket Guard here from Google Play or App Store.

Mint is great for beginners and visual learners. Once you connect your accounts, this budget app lets you easily view your transactions from the last 90 days, tag different expenses into categories and set alerts if you overspend in a particular category.

Mint automatically puts your spending into budget categories. You can personalize these categories, which are unlimited. You set limits for these categories, and Mint lets you know if you’re approaching those limits.

Cost: Free

Download Mint here from Google Play or App Store.

With an eye-catching design that has tabs in the style of classic organizers and planners, Simple Expense Note lives up to its name with fuss-free, foolproof features that can be accessed anytime and anywhere, even offline — making it especially ideal for freelancers.

Simple Expense Note lets you record and list down daily expenses and calculates total income and expenses on a daily, monthly, or yearly basis.

Cost: Free

Download Simple Expense Note here from Google Play.

Money Lover is a lightweight, easy-to-use app, with a lot of fun features. You can log daily expenses and income according to categories, link it up with bank accounts, and compile data into detailed visual reports. It also helps users set budgets and savings plans based on their spending habits and creates a budget forecast that allows them to adjust according to their needs.

Money Lover also has a built-in calculator, currency converter and gives reminders for scheduled bills and payments. Take on their challenges to help you build your financial freedom in a fun way.

Cost: Free

Download Money Lover here from Google Play or App Store.

For more features, visit loopme.ph.

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